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Geico Reviews

What is GEICO insurance?

GEICO Insurance Company is a well-known insurance company that has established its niche in providing low rate premium policies. GEICO stands for Government Employees Insurance Company. It was started initially to provide insurance policies to the US government employees.

Today GEICO car insurance serves almost 16 million people in America. 

Car insurance provided by GEICO 

The GEICO members are equipped with GEICO mobile app that helps the driver to claim the insurance whenever they want. The auto insurance covers the following liabilities;

  • Bodily injuries along with the property liability coverage
  • Collision coverage
  • Comprehensive coverage
  • Uninsured motorist insurance coverage
  • Underinsured liability coverage
  • Medical payment 
  • Personal injury protection coverage
  • Gap insurance for leased vehicles

Apart from all the above, there are some additional coverage as well:

  • Rideshare insurance
  • Emergency road service coverage
  • Accident forgiveness coverage
  • Glass coverage
  • Rental reimbursement
  • Repair coverage

The customers are also entitled to huge premium discounts:

  • Military discounts for the US deployed military officials.
  • Student discount for teen insurance coverage
  • Federal employee discount for active and retired federal employee.
  • Defensive drivers discount for the customers who have entitled in a driving course
  • Vehicle equipment discount to upgrade the car with good quality equipment

Minimum coverage option

The minimum coverage options in GEICO car insurance defers from state to state. In California, the minimum coverage for bodily injury is $15000 per person and the property damage is covered with a minimum of $5000. 

Every state has different policies, thus you must check with the state insurance regulations to get minimum coverage.


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Eric Bailey's picture
Eric Bailey
5.0 out of 5.0, reviewed on Jun 05, 2017
It has been only six months that I have switched to Geico. It has been my best decision. It is very easy to talk with the representatives. They are polite and get your work done quickly!
Jayden Rivera's picture
Jayden Rivera
5.0 out of 5.0, reviewed on Jun 13, 2017
I have got an insurance policy from this company at a very reasonable rate compared to the other companies. I am going to stick with Geico. One thing which can be improved is the website of the company.
Alex Cooper's picture
Alex Cooper
5.0 out of 5.0, reviewed on Apr 07, 2018
Customer satisfaction is given the highest amount of priority. All the problems and questions on queries have been answered and taken care of by the staff service that they provide.
Bryan Richardson's picture
Bryan Richardson
5.0 out of 5.0, reviewed on Jul 15, 2017
They provide extra coverage other than the standard coverage that the car insurance provides and you even have a virtual assistant that takes you through all the questions that you may face.
Sean Cox's picture
Sean Cox
5.0 out of 5.0, reviewed on Oct 10, 2017
Geico has a very responsive customer service. If you are stranded in the middle of nowhere with a broken down car, they will send you help within minutes you call them and let them know your problem. They will take care of everything.
Lucas Ward's picture
Lucas Ward
5.0 out of 5.0, reviewed on Sep 20, 2016
The best part which I found about the Geico Auto Insurance is that they have an amazing customer service technology. They make sure to listen to all your problems all the time. But they are not very good with acting on these records.
Nathaniel Torres's picture
Nathaniel Torres
5.0 out of 5.0, reviewed on Sep 18, 2017
From car to boat, they have all insurance policy under one company. Paying the premium is very easy with a mobile app. There is no requirement of any paper for getting the start.
Ian Peterson's picture
Ian Peterson
5.0 out of 5.0, reviewed on Dec 20, 2016
Despite being overpriced, they make instant payments to the claims. One more drawback is that it does not remove the customer from indemnity. You cannot switch over to other company with ease.
Matthew Johnson's picture
Matthew Johnson
Asked on Apr 17, 2018
As I have suffered from an accident several times, my premium is rising constantly. Is there a way in which I can control my premium so that it remains within the certain limit?

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Factors to keep in while Buying a Car Insurance

You must decide upon which insurance plan is going to be the most beneficial for you. How much premium do you have to pay while purchasing one for yourself? Does that suit your budget? How good is the payout in case of emergencies and what all other perks are provided? These things are the most important factors that must be kept in mind while going for any related kind of service. One must investigate the various factors of how much money will be compensated in case of an accident. Your thought will be that it must cover the total cost of the vehicle but for that to happen you will have to shell out substantial amount of money out of your pocket. It has to a smart decision as you need to lookout for your profits down the road. Hence it often recommended to go for one of the best car insurance companies in the market in terms of affordability.

They offers one of the best car insurance rates to their customers to lure them from other companies and their car insures are the most rated car coverage in the field.