You are here

21st Century Auto Insurance

Car Insurance
Insurance is a means of protecting their assets financially in the times when something goes wrong.
out of 599 user reviews

Insurance Coverage

Types of auto coverage in 21st century: personal or commercial auto, motorcycle, antique cars, all-terrain vehicle, boat/personal watercraft, RVs.

It can be treated as an agreement between a company and a person, in which the person has to pay certain EMI’s at regular interval of time to the company and in return the company ensures that in case of any mishap, it will cover the financial expenses for the damaged good which has been covered under their insurance scheme. In today’s world where the causalities are very common, the insurance sector has grown with time, and it has expanded its reach to almost every person in the world.

21st century car insurance company in it has now become a big brand in the insurance sector, owing its success to the huge support and great reviews by its policyholders. With time the reach of 21st century car insurance has almost doubled. It is now offering its services in almost all the states of the country and is planning to go global by the end of next fiscal year. To know more about their insurance coverage and special schemes you can always visit their website, you can check if their services are being offered in your state and what is the minimum cover offered for various scenarios.

Minimum coverage options for Ohio State are given below to give you an idea of their insurance coverage plans.

  • Bodily injury liability: $15000 per person/ $30000 per accident minimum
  • Property damage liability: $5000 minimum
  • Uninsured motorist bodily injury: $15000 per person/ $30000 per accident minimum*
  • Uninsured motorist property damage: $3500 minimum

*Please note these kinds of coverage can be rejected

Coverage Options

There are a number of coverage options available under their insurance schemes, which have been curated very specifically to meet different needs of their customers. Few of the services offered by them are given below.

  • bodily injury liability
  • medical payments
  • uninsured motorist
  • comprehensive physical damage
  • collision and property damage liability

Apart from all the above-mentioned coverage options, they have two special plans which any customer can opt for to give their cover plan an additional layer of security.

Roadside Assistance: during any unfavorable condition if the insurance holder’s car breaks down and he gets stuck, he just needs to give a call to their customer care department and he will be provided with the immediate assistance on the spot. This package includes below-mentioned features.

  • gas refill
  • tire replacement
  • car unlocking
  • towing

Rental Reimbursement: under this scheme, the insurance holder is liable to claim a rental car for the time his car is being repaired under claimed insurance cover, and the rent for the car will be paid by the insurance company.


Affordability of their insurance plans is one of the few reasons that 21st century car insurance reviews have been among the best in the past few years. Pricing of their insurance plans is amongst the lowest in the market when compared to the cover they offer to the customers for various scenarios.

Apart from being the most affordable insurance company 21st century gives various discounts to its customers, few of the famous ones are listed below.

  • Customer loyalty
  • Defensive driver courses
  • Good student
  • Legacy customer
  • Low annual mileage
  • Military installation
  • New vehicle
  • Vehicle storage

21st Century Auto Insurance Discounts

  • Anti-Theft Devices: 15%
  • Good Student: 15%
  • Group Program Credit: 9-14%
  • Mature Drivers Course: 2%
  • Multi-Car Discount: 6%
  • Persistency Credit: 1%

*All data provided of Aug 2013

Customer Satisfaction

Customer Satisfaction Rating: 
out of 599 user reviews

customer satisfaction ratings give them the idea about the trust that the policyholders have on their policy providers.21stcentury has been rated the best car insurance provider with the most authentic and feasible cover options in various states. 21st century has a rating of 4.6 out of 5 and is always looking to improve it further to make it a perfect score because only then the 21st century car insurance quote “trust of a century” will have a true meaning.

Survey Review Data

Financial Stability

Financial Stability Rating: 
out of 599 user reviews

They as a company take the keen interest in knowing their customer better than others so that they can serve them exactly what they need. In order to do so they conduct various surveys throughout the year, in one of the surveys they were looking for various factors which drive the customer’s mindset to buy any specific cover plan from any service provider and they came to know that financial stability score is one of the biggest factors that drive the sale in this industry.

Financial stability rating is the measure of the insurance provider company’s ability to pay for the customer’s claims at any given point in time. If the company is not financially stable it means that at the time of filing claim, the customer will have to go through a lot of trouble to get the cover amount sanctioned. They are very proud to say that 21st century holds the rating of 4.8 out of 5 and is rated the most financially stable insurance provider company in various parts of the country.

I guess that after going through all the statistics and reviews about their company, you would also believe that they are the best car insurance provider company in the country.

Contact Info

General Phone Number: 
Customer Service Phone: 

21st Century Insurance
3 Beaver Valley Road
Wilmington, DE 19803

Offices: Arizona, California, Delaware, Florida, Michigan, New York, Ohio, Texas

Newest From Blog

While you drive a car it is necessary that you are covered by insurance. However, insurance for drivers with convictions is not that simple as insurance for a normal driver. Let’s check out how convictions can affect your driving insurance.

Do you drive your car alone or someone else from your family drives it occasionally?

If you have other people driving your car, then you must get additional driver on car insurance while you get your car insurance.

The moment you decide to learn driving you to feel excited.