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21st century Reviews

Insurance Coverage

It can be treated as an agreement between a company and a person, in which the person has to pay certain EMI’s at regular interval of time to the company and in return the company ensures that in case of any mishap, it will cover the financial expenses for the damaged good which has been covered under their insurance scheme. In today’s world where the causalities are very common, the insurance sector has grown with time, and it has expanded its reach to almost every person in the world.

21st century car insurance company in it has now become a big brand in the insurance sector, owing its success to the huge support and great reviews by its policyholders. With time the reach of 21st century car insurance has almost doubled. It is now offering its services in almost all the states of the country and is planning to go global by the end of next fiscal year. To know more about their insurance coverage and special schemes you can always visit their website, you can check if their services are being offered in your state and what is the minimum cover offered for various scenarios.

Minimum coverage options for Ohio State are given below to give you an idea of their insurance cover plans.

  • Bodily injury liability: $15000 per person/ $30000 per accident minimum
  • Property damage liability: $5000 minimum
  • Uninsured motorist bodily injury: $15000 per person/ $30000 per accident minimum*
  • Uninsured motorist property damage: $3500 minimum

*Please note these kinds of coverage can be rejected

Coverage Options

There are a number of coverage options available under their insurance schemes, which have been curated very specifically to meet different needs of their customers. Few of the services offered by them are given below.

  • bodily injury liability
  • medical payments
  • uninsured motorist
  • comprehensive physical damage
  • collision and property damage liability

Apart from all the above mentioned coverage options, they have two special plans which any customer can opt for to give their cover plan an additional layer of security.

Roadside Assistance: during any unfavorable condition if the insurance holder’s car breaks down and he gets stuck, he just needs to give a call to their customer care department and he will be provided with the immediate assistance on the spot. This package includes below mentioned features.

  • gas refill
  • tire replacement
  • car unlocking
  • towing

Rental Reimbursement: under this scheme the insurance holder is liable to claim a rental car for the time his car is being repaired under claimed insurance cover, and the rent for the car will be paid by the insurance company.


Affordability of their insurance plans is one of the few reasons that 21st century car insurance reviews have been among the best in the past few years. Pricing of their insurance plans are amongst the lowest in the market when compared to the cover they offer to the customers for various scenarios.

Apart from being the most affordable insurance company 21st century gives various discounts to its customers, few of the famous ones are listed below.

  • Customer loyalty
  • Defensive driver courses
  • Good student
  • Legacy customer
  • Low annual mileage
  • Military installation
  • New vehicle
  • Vehicle storage

Customer Satisfaction

Customer satisfaction ratings gives them the idea about the trust that the policy holders have on their policy providers.21stcentury has been rated the best car insurance provider with the most authentic and feasible cover options in various states. 21st century has a rating of 4.6 out of 5 and is always looking to improve it further to make it a perfect score because only then the 21st century car insurance quote “trust of a century” will have a true meaning.

Financial Stability

They as a company take keen interest in knowing their customer better than others so that they can serve them exactly what they need. In order to do so they conduct various surveys throughout the year, in one of the surveys they were looking for various factors which drive the customer’s mindset to buy any specific cover plan from any service provider and they came to know that financial stability score is one of the biggest factors that drives the sale in this industry.

Financial stability rating is the measure of the insurance provider company’s ability to pay for the customer’s claims at any given point of time. If the company is not financially stable it means that at the time of filing claim, the customer will have to go through a lot of trouble to get the cover amount sanctioned. They are very proud to say that 21st century holds the rating of 4.8 out of 5 and is rated the most financially stable insurance provider company in various parts of the country.

I guess that after going through all the statistics and reviews about their company, you would also believe that they are the best car insurance provider company in the country.


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Nicholas Anderson's picture
Nicholas Anderson
Asked on Apr 17, 2018
I have suffered from an accident where in addition to my car and myself, my colleagues have also suffered from injuries who were with me during the accident. Are they covered under the car insurance by 21st Century Car Insurance?
David Thomas's picture
David Thomas
Asked on Apr 17, 2018
My colleague has borrowed my car from me and has suffered from an accident. Am I liable to receive the benefits of the insurance from the 21st Century car Insurance for my losses?
Alexander Jackson's picture
Alexander Jackson
5.0 out of 5.0, reviewed on Mar 05, 2018
I have been a part of the 21st century Car Insurance for insuring my vehicle. It provided me a proper guideline which I can utilize in order to get my desired amount when suffered from the accident.
Tyler White's picture
Tyler White
5.0 out of 5.0, reviewed on Aug 05, 2018
When I was reportedly suffered from an accident the 21st century car insurance company provided a decent rise in the premium to be paid thereafter. It was quite lower than the competitors.
James Harris's picture
James Harris
4.0 out of 5.0, reviewed on Mar 12, 2018
I compared the benefits which are received from different available insurance companies. 21st century car insurance company is quite user-friendly and provide benefit in terms of its customer satisfaction.
John Martin's picture
John Martin
5.0 out of 5.0, reviewed on Jan 11, 2018
I have been part of some of the insurance companies. Each one is having their own pros and cons. We can see the one which best suits our needs and thereby make our selection. The 21st century car insurance is quite suitable for the kind of needs I have.
Dylan Thompson's picture
Dylan Thompson
5.0 out of 5.0, reviewed on Jul 14, 2018
21st century car insurance is greatly helping in making us favourable to the procedure of the insurance. I have taken the insurance and the process of getting the insurance is quite smooth enough even for a novice.
Nathan Garcia's picture
Nathan Garcia
5.0 out of 5.0, reviewed on Jul 08, 2018
I have been a part of the 21st century Insurance Company. They provide an amazing support by their support team when you are facing any of the difficulty. Therefore it helped me in selecting the right insurance company for my vehicle.

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Factors to keep in while Buying a Car Insurance

You must decide upon which insurance plan is going to be the most beneficial for you. How much premium do you have to pay while purchasing one for yourself? Does that suit your budget? How good is the payout in case of emergencies and what all other perks are provided? These things are the most important factors that must be kept in mind while going for any related kind of service. One must investigate the various factors of how much money will be compensated in case of an accident. Your thought will be that it must cover the total cost of the vehicle but for that to happen you will have to shell out substantial amount of money out of your pocket. It has to a smart decision as you need to lookout for your profits down the road. Hence it often recommended to go for one of the best car insurance companies in the market in terms of affordability.

They offers one of the best car insurance rates to their customers to lure them from other companies and their car insures are the most rated car coverage in the field.