You are here

Esurance Reviews

Insurance Coverage

It provides large amount of online tools to help you navigate insurance yourself so that you don’t have to go to the local agent to meet in person. Esurance car insurance quotes by Esurance chief marketing Alan Gellman says “some customer prefer a local agent to physically walk them through the process and then there are self-directed customers who only want help if they need it. Esurance has usage- based car insurance policies which provide insurance pricing based on actual driving like including mileage, time of day, sudden acceleration and hard brake. When you will compare ensure company car insurance with other companies you will see that it provides cheaper car insurance rate than average. Make your decision according to your comparing to which company you prefer a company which provides lots of online tools and generally lower price or other companies which provide personalized services from local agents.

Esurance car insurance offers coverage for bodily injury, property damage liability, uninsured motorist bodily injury, property damage, medical damages, comprehensive physical damage, and collision.

Bodily injury liability and property damage liability coverage is the part of the insurance that pays for the injury of other people involved in the accident and damage on their property in an accident caused by you. Uninsured motorist bodily injury and property damage coverage pays bodily injuries or death expenses for you and the passenger with you in the vehicle or any damage to your vehicle if you are if you are hit by an uninsured driver, hit-and-run driver or insured driver who is inadequate to cover the property damage. It only covers the expense up to your policy limit.

Coverage Options

There are many additional offers for special coverage options like emergency roadside service (ERS), rental car, customized parts, and equipment coverage.

Emergency roadside side coverage can be only purchased on policies which contain comprehensive damages and collisions. It is very useful for those who are trapped by mechanical failure or in need of maintenance tire changes, gas fill-up, battery jumps, etc. Rental car discount is a discount which refund you for the cost of your rental car if your vehicle is unavailable due to an accident. Customized parts and equipment coverage provide insurance for objects like mobile, TV equipment, furniture, painting, etc.


Esurance provide minimum twelve discount offers currently on esurance car insurance policies which is a lot more than any other companies. The discount can vary by state and some features maybe optional. Some of the discounts provided by esurance are anti-lock brakes, anti-theft device and discount for good student. Anti-locks brakes which gives 5% discount, Anti-theft devices gives 5 to 25% discount, Defensive driver courses are for old drivers which can help you save in the range of 10% off coverage and is good for three years.  

The discount for good students is only provided to those who are going for full time school or college’s students who can receive a payment coverage of at least 10% on medical, collision and on liabilities. Multi-vehicle policy insure multiple cars on the same esurance car insurance policy to receive a discount. Online purchases you get discount for being an online purchaser. Safe driving record is a discount in which a person hold a driving license for 3 to 4 year with zero penalty and gets 30 to 40% discount. There are many more discount offer provided by esuranc which you can find out in detail before purchasing.

Customer Satisfaction

Esurance car insurance company examine customer satisfaction through customer satisfaction rating in which quality of the experience of holding a car insurance policy with Esurance is compared with other companies. By the esurance car insurance review survey data esurance’s customer satisfaction rating is 3.8 out of 5 stars. This data is survey is based on a survey conduct by the esurance customers.

For the customer satisfaction esurance has provide new online facilities to make it easier for customer, facilities like coverage counsellor, photo and video claims, repair view which allow you to track your repair through daily photo of your car and what if calculator to accidents, moving vehicles or changing vehicles can impact are rates.

Financial Stability

Financial stability rating a score of Esurance ability to pay out claims of policyholder which is calculated by taking a composite of the rating to it by official credit rating agencies. Esurance car insurance company financial rating is 4 out of 5 stars.

Esurance car insurance insure best for the customers. It has total asset is the net worth of 104.7 billion and is among the large insurance provider and insurance holding company. Esurance provides cheap auto insurance in 43 states and in California Esurance scores among the best.


Your trust is our top concern. Companies can't alter or remove reviews from


Jack Mitchell's picture
Jack Mitchell
5.0 out of 5.0, reviewed on Jun 12, 2017
I was involved in an accident where a bike banged into my car which damaged my truck. It was looking hideous but Esurance helped me very swiftly and diligently. Loved it!
Luke Perez's picture
Luke Perez
4.0 out of 5.0, reviewed on Dec 30, 2017
This company provides insurance at a very low cost. I find it very satisfying. One thing that this company can improve is the coverage that they are providing. The more the better.
Jordan Roberts's picture
Jordan Roberts
5.0 out of 5.0, reviewed on Oct 11, 2017
The financial stability is quite high and the work is done quite efficiently throughout without any problems form the staff. F any crisis arises it is taken care of quite efficiently by the staff.
Angel Turner's picture
Angel Turner
5.0 out of 5.0, reviewed on Mar 18, 2018
With the best areas of coverage, they make sure that there are no areas left out. Every area is covered like the interior of the car and other areas that needs to be covered if you run in to an unfortunate accident.
Jackson Evans's picture
Jackson Evans
5.0 out of 5.0, reviewed on Oct 25, 2016
Using the service form 3 years. I got the claim within 7 days after my accident. Premium is quite high than other companies but services are up to the mark. Good one!
Hunter Edwards's picture
Hunter Edwards
5.0 out of 5.0, reviewed on Mar 30, 2017
Five stars from me. My car broke down on the road and the front was completely damaged. I filed for the claim and instantly got everything covered up without any deductions.
Cameron Collins's picture
Cameron Collins
5.0 out of 5.0, reviewed on Jun 27, 2017
Although the company has the cheapest policy rates as compared to others, the customer service is poor and unreachable. Moreover, the company does not carry out any investigation before fulfilling the claims.
Daniel Brown's picture
Daniel Brown
Asked on Apr 17, 2018
Due to the accident which I have faced my car is completely dead. Can I claim for the expenditure over repair or should I claim for the new car as it requires very high maintenance?
William Davis's picture
William Davis
Asked on Apr 17, 2018
I have suffered from a sudden car accident and now I am hospitalized. What procedure should I follow in order to get the desired claim which I am supposed to receive from the insurance company?
Joseph Miller's picture
Joseph Miller
Asked on Apr 17, 2018
The luggage which I carried in my car during traveling has also suffered from a damage. Is there any liability for the insurance company to provide benefits for the same too?

Add new comment

Factors to keep in while Buying a Car Insurance

You must decide upon which insurance plan is going to be the most beneficial for you. How much premium do you have to pay while purchasing one for yourself? Does that suit your budget? How good is the payout in case of emergencies and what all other perks are provided? These things are the most important factors that must be kept in mind while going for any related kind of service. One must investigate the various factors of how much money will be compensated in case of an accident. Your thought will be that it must cover the total cost of the vehicle but for that to happen you will have to shell out substantial amount of money out of your pocket. It has to a smart decision as you need to lookout for your profits down the road. Hence it often recommended to go for one of the best car insurance companies in the market in terms of affordability.

They offers one of the best car insurance rates to their customers to lure them from other companies and their car insures are the most rated car coverage in the field.