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Amica Reviews

Insurance Coverage

It not only provides us the financial security in cases of emergency but also funds our contingency plan. A steep rise in business has been witnessed in this sector enabling one to insure almost anything and everything, starting from damage to vehicles caused due to earthquakes, flood, volcanic eruptions, etc to our lives. The best car insurance is a category of insurance that has become a vitality.

Among the car insurance companies prevailing in the market, one of the frontrunners has been Amica car insurance. This is majorly owing to the cover it provides at such a cost-effective EMI, resulting in an offer that one would find hard to refuse. Amica’s goal is to instill a sense of financial security among its customers, so as to eradicate a big worry from their lives.

Amica car insurance not only has been delivering services in all the states of the country, but it also has been on the rise ever since the inception. One can check online to know if the services of amica are available at their state and gather knowledge about the minimum coverage options available as well. Expanding the services to more states in the country and providing exclusive insurances to every car owner belonging to various states in the country is a work in progress.

The minimum coverage options for California State are enlisted below to help you with an idea of it.

  • Bodily injury liability: $15000 per person/ $30000 per accident minimum
  • Property damage liability: $5000 minimum
  • Uninsured motorist bodily injury: $15000 per person/ $30000 per accident minimum*
  • Uninsured motorist property damage: $3500 minimum*

*please note these coverages can be rejected

Coverage Options

Amica car insurance provides the standard coverage options pertinent to our customers such as bodily injury liability, medical payments, uninsured motorist, comprehensive physical damage, collision and property damage liability.

In addition, Amica provides the following special coverage options:

Roadside Assistance: You may simply let Amica know your location in case you are stranded and your vehicle fails to run. The mechanics will come to your rescue in no time. This feature also includes services such as unlocking of the car, gas delivery, tyre change and towing of your vehicle.

Rental Reimbursement: Under this special plan Amica pays for the rent of a car(up to the class you choose), for the time being, while your insured car is being repaired.


With extremely cost effective EMI plans, Amica has designed its insurance plans in a way that it does not hamper the capital of its customers and providing them with the best possible services at the same time. An extensive research has been incorporated before devising the final packages, catering to the needs of different categories of our customer base. Analysis of the needs of our customers and the prices that they are willing to pay for these services has led us to curate the best plans for them.

We also offer numerous discounts that enable you to save on your monthly premium. The most popular ones have been listed below for reference:

  • Loyal Customer
  • Defensive Driver Courses
  • Good Student
  • Legacy Customer
  • Low Annual Mileage
  • Military Installation
  • Multi-line Policy
  • Multi-vehicle Policy
  • New Vehicle
  • Safe Driving Record
  • Vehicle Storage
  • Young Driver Training

Customer Satisfaction

At Amica, give utmost importance to our customer satisfaction. The customer satisfaction index is the best measure of the quality of the experience incurred by our customers in comparison to other insurance firms. The survey committee which conducts the survey incorporates parameters such as trust factor, ease of use, discount satisfaction, customer service, etc while publishing the ratings. Amica car insurance feels immensely proud and grateful to our customers for delivering on this front. The company hold a rating of 4.5/5 stars, which is the highest among all car insurance providers. Amica car insurance quote “car insurance, best insurance” has been rated the best for all customers. For the last few years of operation, we have been successful in meeting the demands and satisfaction of our customers, which is why they have shown enormous loyalty and trust in us. This forms the foundation for Amica car insurance reviews, which is one of the best customer satisfaction reviews in this industry.

Financial Stability

The ability of the policy provider company to pay for the policies of the customer determines the financial stability of the company. Various rating agencies rate the financial stabilities of several car insurance companies and their scores culminate into a composite score. At Amica, feel immensely proud to inform our customers that we have secured a rating of 4.7/5 stars. It is rated among the best policy providers of the nation.

Amica car insurance feels obliged to its customers for showing immense trust and support in our brand, making us one of the most trustworthy policy providers in the nation. Amica’s aim is to develop effective, feasible and affordable cover schemes for all the customers, catering to their specific needs in the future. The company works diligently to meet our target of 100% customer satisfaction as a firm. Among a vast pool of small, medium and large insurance companies, it have managed to stand out owing to the goodwill running among the company and the customers about the brand. Amica thanks all its customers for the opportunity that they gave us to serve them, and hereby, promise to keep up the good work.


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Jose Hall's picture
Jose Hall
5.0 out of 5.0, reviewed on Dec 06, 2018
I was wanting to insure both of my car and my home. I tried to have a look among different insurance companies. Finally, halted at the Amica Car Insurance where I saved up to 15% for getting insurance for my car and home.
Noah Allen's picture
Noah Allen
4.0 out of 5.0, reviewed on Jun 07, 2016
I already owned a car and bought a new car so was finding the most suitable car insurance company for both of them. After going through several alternatives I came across Amica Car Insurance which helped me to save up to 25% for multiple car insurances.
Justin Young's picture
Justin Young
Asked on Feb 10, 2017
I am hospitalized since last 2 says due to the serious kind of injury which I have faced in the car accident. Can I claim for the complete expenditure from the Car Insurance Company?
Elijah Hernandez's picture
Elijah Hernandez
4.0 out of 5.0, reviewed on Aug 11, 2018
It was highly important for me to work with a team which is professional enough to deal with the situation of the individual who has gone through accident. Amica car insurance company provided amazing help to me when I suffered from the same.
Gabriel King's picture
Gabriel King
Asked on Mar 12, 2018
We have gone through sufficient damage due to the kind of accident which is faced in our car. How much can we claim for the expenditure which is incurred over the same?
Caleb Wright's picture
Caleb Wright
5.0 out of 5.0, reviewed on Jul 04, 2018
I was in a doubt about which car is most suitable for me or the car which can make me most productive. It becomes quite easy for me after I consulted Amica Car Insurance due to the old and new car buying service which it has. Selection from the range of cars available became quite easy.
Kevin Lopez's picture
Kevin Lopez
5.0 out of 5.0, reviewed on May 08, 2018
It becomes necessary that the car insurance company over which you are building trust is quite capable enough financially. If they are not capable then it becomes difficult to trust them. I searched among various alternatives available and came up with Amica Car Insurance which is quite good financially.

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Factors to keep in while Buying a Car Insurance

You must decide upon which insurance plan is going to be the most beneficial for you. How much premium do you have to pay while purchasing one for yourself? Does that suit your budget? How good is the payout in case of emergencies and what all other perks are provided? These things are the most important factors that must be kept in mind while going for any related kind of service. One must investigate the various factors of how much money will be compensated in case of an accident. Your thought will be that it must cover the total cost of the vehicle but for that to happen you will have to shell out substantial amount of money out of your pocket. It has to a smart decision as you need to lookout for your profits down the road. Hence it often recommended to go for one of the best car insurance companies in the market in terms of affordability.

They offers one of the best car insurance rates to their customers to lure them from other companies and their car insures are the most rated car coverage in the field.