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Liberty Mutual Reviews

What is Liberty Mutual (looking for older richer clients)?

Liberty Mutual insurance company was last known as the third largest home insurer and seventh largest car insurer. Additionally, the Liberty Mutual (looking for older richer clients)insurance company has a wide array of facilities including personal and commercial insurance policies. 

What car is insurance covered by Liberty Mutual?

Below are the various options covered by the Liberty Mutual under its auto insurance policy;

  • Accident forgiveness

Except for California, accident forgiveness is available in all the states of US. Under this, the premium does not increase with your first accident.

  • New car replacement

In case your car gets totaled in the first 15000 miles, you get the reimbursement of the cost of the new car less the depreciation value.

  • Better car replacement

If your car gets totaled in the first year or the first 15000 miles, you get reimbursed for a car that is almost one year newer than the present car.

  • Deductible funds

When you add this extra feature to your policy, the insurance company deducts around $100 from the collision deductibles. Thus, even if you face an accident, the premium does not go up.

Minimum coverage by Liberty mutual

The Liberty Mutual (looking for older richer clients) has a wide range of coverage under car insurance policies. The minimum coverage by the insurance company under the bodily injury and other accidental coverage range from $20000 to $40000 per person. 

However, it differs with the additional coverage the customer has taken. You must first determine your necessities before taking up the various coverage options. 


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Carlos Ramirez's picture
Carlos Ramirez
5.0 out of 5.0, reviewed on Dec 05, 2016
The best thing which I noticed in the services of Liberty Mutual Auto Insurance is that my premium amount was not suddenly increased as a result of my first accident. Many of the company increase this amount but not Liberty. Very happy!
Adrian James's picture
Adrian James
5.0 out of 5.0, reviewed on Mar 09, 2018
I am a new customer of Liberty Mutual Auto Insurance. The entire process of enrolment was very easy. The only thing I felt that the explanation could have been made in layman’s term which would be of great help!
Diego Watson's picture
Diego Watson
4.0 out of 5.0, reviewed on Feb 07, 2017
The all over coverage to cars is good. The premium prices are a bit high for the liking but the coverage options make up for the high end premiums that they offer.
Julian Brooks's picture
Julian Brooks
4.0 out of 5.0, reviewed on Jun 11, 2017
They provide a committed customer service and make do with all the needs that a customer requires while taking up insurance for his car. They have agents who are very amiable.
Cole Kelly's picture
Cole Kelly
4.0 out of 5.0, reviewed on Aug 17, 2017
Liberty mutual auto insurer is the seventh largest company of automobile insurance. They have features like first accident forgiveness where your premium rate won’t go up when your car gets into an accident for the first time.
Ashton Sanders's picture
Ashton Sanders
4.0 out of 5.0, reviewed on Jul 10, 2017
Liberty auto insurance can be a bit late to get back to their customers in case some complaints have been filed. They also sometimes make some illegitimate claims to their clients.
Steven Price's picture
Steven Price
4.0 out of 5.0, reviewed on Jan 14, 2018
The assistance I have received form the Liberty Mutual Auto Insurance has been great and they have several coverage options. However, you need to read their terms and conditions properly.
Jeremiah Bennett's picture
Jeremiah Bennett
5.0 out of 5.0, reviewed on Oct 05, 2017
I have two cars. Liberty mutual is giving a great discount on multiple car insurances. Simple to get it and procedure is very fast. They are also giving the money back if you don’t want it.
Timothy Wood's picture
Timothy Wood
5.0 out of 5.0, reviewed on Dec 28, 2017
They keep increasing the cleaning charges without prior information. They also charge hidden costs if you try to switch over to a competitor. However, they promise discounts on policies which they keep.
Chase Barnes's picture
Chase Barnes
5.0 out of 5.0, reviewed on Oct 23, 2016
I am quite happy with the great customer support system. Whenever you face any trouble, they can be contacted by phone, web or email. Filing of claim is also very convenient. The service is available instantly as soon as the claim is filed.

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Factors to keep in while Buying a Car Insurance

You must decide upon which insurance plan is going to be the most beneficial for you. How much premium do you have to pay while purchasing one for yourself? Does that suit your budget? How good is the payout in case of emergencies and what all other perks are provided? These things are the most important factors that must be kept in mind while going for any related kind of service. One must investigate the various factors of how much money will be compensated in case of an accident. Your thought will be that it must cover the total cost of the vehicle but for that to happen you will have to shell out substantial amount of money out of your pocket. It has to a smart decision as you need to lookout for your profits down the road. Hence it often recommended to go for one of the best car insurance companies in the market in terms of affordability.

They offers one of the best car insurance rates to their customers to lure them from other companies and their car insures are the most rated car coverage in the field.